empowering Money Services Operators (MSP) with innovative financial tools to enhance financial inclusion and drive sustainable development. It offers services such as e-Hawala, cash distribution, top-ups, online/offline POS merchant services, and cash in/out for banking and mobile money services through mobile applications, kiosks, online web portals, and POS systems, providing creative payment products and solutions.
Enabling users to recharge their or others mobile phone credits. This convenient service is integrated with local telecom providers, enabling instant top-up transactions.
Providing point-of-sale terminals for in-person transactions at businesses. Merchants can process transactions in real-time, whether customers are paying with cash, cards, or mobile wallets.
Allowing businesses to accept online payments for goods and services. This service ensures convenient checkout experience for customers, enhancing sales opportunities for online businesses
At Naqd Pay, our vision is to build a future where digital payments are accessible, reliable, and inclusive for all. We envision a cashless society where every individual and business, regardless of their background or location, can participate seamlessly in the digital economy.
At Naqd Pay, our mission is to empower individuals, businesses, and communities by providing a fast, secure, and accessible digital payment platform. We aim to bridge the gap between cash-based and digital economies, promoting financial inclusion for everyone, regardless of their location or socioeconomic status.
Naqd Pay platform utilizes various instruments to grant access to a spectrum of financial services. Throughout traditional cash transactions to modern digital wallets and AfPay Cards as main instruments, we offer versatile channels to facilitate seamless access to essential financial solutions.
Cash
Card (AFPay Card Any Bank)
e-Wallet (Mobile Money Digital Wallet)
Enables MSPSs and their agent network to manage finances, make payments, and access services on-the-go With a user-friendly interface and secure access
Enable MSPs to provide easy access to financial services in the urban area 24/7. and offers a convenient, self-service solution for individuals to access essential financial services.
Offers a central managing tolls to easily manage their daily operation comprehensive online account management, settlement and reconciliation with their agent network.
Enable MSPs to facilitate secure and efficient transactions for merchants on the AfPay Card or digital wallet of Bank and mobile money customers .
Enable the online merchant to accept the payment either through e-Hawala, AFPay, or wallet account. provide a seamless and secure checkout experience for customers.
Options for different languages spoken in Afghanistan and Features to enhance accessibility for users with disabilities.